October 7, 2013 No Comments by admin

If you’ve been to Covered California’s website you’ll find that their are four metal plans to choose from bronze, silver, gold, and platinum. The metal plans are also what all insurance carriers will be using from now on.

There is a fifth tier to choose from that I don’t think is getting much press. For young adults (under 30) there is a catastrophic plan, which will be a low cost health insurance plan, basically used in case of a major emergency. The reason this plan is only offered to people under 30 is that there is less of a chance of a major medical issue and therefore they do not need as much coverage. Of course, this doesn’t mean that a person under 30 must choose this plan or the bronze plan. It is simply in place for those young adults who are not financially stable or are just starting out in the world.

If you have questions or are looking for health insurance, contact us.

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