About Us

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Scott Tucker, CFP – President


Scott Tucker has been in the insurance business for over 20 years. He started his career with MetLife in 1988 and subsequently worked with them for 13 years. Scott managed the Del Mar, California office of MetLife before leaving to open his own agency. Scott has placed over $500 million of premium over his career and has worked on some of the largest deals in San Diego. He is a Certified Financial Planner and has earned a BBA in accounting and an MBA in Finance. In addition, he has held an NASD Principal’s license for more than a decade. Scott brings his experience in insurance and strong financial background to negotiate the best value for his clients.

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Valerie Lubic, CHRA – Assistant Vice President


Valerie was born and raised in Fresno, California. She attended Fresno City College and moved to San Diego in 1990. Valerie started her career in the insurance industry approximately 15 years ago and brings with her a broad base of experience from both the Carrier and Broker arenas. Her extensive experience working on the Carrier side has enabled her to anticipate the needs of the client. She has been proactive and instrumental in streamlining client issues that have ultimately provided greater customer satisfaction. Valerie is committed to follow up and providing accurate information on a timely basis. Valerie’s attention to detail will be an absolute satisfier for any team with whom she interfaces. On a personal note, Valerie enjoys outdoor activities, physical fitness and spending time with her family.

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Tammy Lafata, AAI,ARM,CRM,CIC- Account Executive


Tammy Lafata has more than 25 years of experience in the insurance industry. In a thirst to increase her knowledge and to better serve clients, Tammy has taken several insurance industry specific courses that are the equivalent of a Masters degree in insurance and risk management. She currently holds the Accredited Advisor in Insurance; Associate in Risk Management; Certified Insurance Consultant and Certified Risk Manager designations which enable her to ‘think outside of the insurance box’ when assisting companies with their exposures to loss.

Tammy has done several Risk Management audits for current and prospective clients. She loves to work with clients to ensure that they understand how their insurance programs work. As a past Account Executive at two of San Diego’s most respected mid-size brokerages, she brought in niche business that assisted those brokerages in retaining Appointments with some of their best carriers. Tammy’s high levels of dedication and experience have made her an asset to J.S. Tucker Insurance and her clients.