NOT ALL INSURANCE CARRIERS HAVE PLANS IN THE MARKETPLACE YET

October 7, 2013 No Comments by admin

So, you’ve signed up for Covered California already? My question is: Why?

Some insurance carriers haven’t even released their plans, which will compete with the plans through Covered California.

Don’t be so quick to sign up for something just because you heard you had to do it. I believe the law actually says health insurance is mandatory. It does not say you must get your health insurance through Covered California. Why not wait another week or so? Let the insurance carriers release their competing plans and then make a decision.

If you want your health insurance coverage to begin on Jan. 1, 2014 you still have until Dec. 15, 2013 to find a plan that is right for you. Also, if you’re having trouble finding the information you need to make an informed decision, why not speak to an agent who is more knowledgable about the subject and can probably find you the plan that best fits your needs?

All I’m saying is don’t all jump at once. Wait and see what else is out there before diving into something that you haven’t even compared to anything.

If you have questions or need help finding a health plan for you, contact us.

Below is an article from Dergalis Associates.

UPDATE

As you may be aware from news reports, the new Health Exchanges that are part of the Affordable Care Act have been plagued with technical difficulties. Additionally, not all of the insurance carriers have all of their plans available in the Marketplace.

As our clients, we want to make this process as smooth as possible for you. We are going to wait a few weeks before beginning to shop the exchanges with you for the following reasons:

• Since none of the new plans will take effect prior to January 1, 2014 so there is no benefit to shopping the Exchange now versus later.

• We want you to get the absolute best plan to suit your needs, and can’t do that until all of the plans have been released.

• We know your time is very valuable, and don’t want to waste it trying to overcome technical difficulties.

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