Disability

Your employee has just notified you that his doctor has put him on Disability leave; will he come back? When will he return? When can you terminate his employment? When do you end his medical insurance? Is he eligible for COBRA? So much confusion. Do you know the answers?

According to the U.S. Census Bureau, over 37 million Americans are classified as disabled; about 12% of the total population.More than 50% of those disabled Americans are in their working years, from 18-64. These statistics highlight the need for employee disability coverage and more importantly, a qualified insurance Broker. That’s why you need to call J.S. Tucker Insurance.

Not only does an employee out of work on Disability Leave mean that you will incur the expense of finding a replacement but it could also mean that a valued employee may face financial difficulty. A Short or Long Term Disability plan could mean the difference between bankruptcy and solvency for an employee stricken with a serious illness or injury. A Disability policy can provide an employee with enough income to pay bills until the employee can return to work. J.S. Tucker Insurance can help you tailor a plan to assist employees while they are on Leave and encourage them to come back when they are ready.

Our team of professionals can also help you with those unanswered questions. We can assist you with your COBRA administration, Group Medical, Life and Disability insurance so that they work seamlessly together. A solid suite of insurance plans can protect your company, your employee and entice skilled future employees.

For additional information on Disability insurance plans and the options available to you, please contact a professional at J.S. Tucker Insurance today.